Terms of Service

These terms apply to manwithanswers.com, operated by Richard Lynch in Tennessee, USA. By using the site or submitting a question, you agree to them.

Advice is opinion, not professional advice

Answers on this site come from my personal experience and may be prepared with help from AI. They are general information and opinion only. They are not legal, tax, financial, accounting, medical, mental health or other professional advice, and no professional relationship is created. Always talk to a licensed professional about your situation. If you are in crisis in the US, call or text 988, or call 911 in an emergency.

Real estate

I am a real estate investor and may be interested in buying your property or a related deal, and I may profit from it. I am not acting as your real estate agent, attorney or lender unless we agree to that in writing. Creative finance options such as seller financing, subject-to or lease options carry risks; get independent legal and tax advice before signing anything. Nothing on this site is an offer until it is in a signed written agreement.

Your submissions

You agree to give accurate information and not to submit anything unlawful, abusive or that belongs to someone else. I may answer, decline or ignore any question. I may share questions and answers publicly with personal details removed.

Text messages

If you opt in, you agree to receive texts from Man With Answers / Richard Lynch about your question or property. Message frequency varies. Message and data rates may apply. Reply STOP to cancel or HELP for help. Carriers are not liable for delayed or undelivered messages. See the Privacy Policy.

Affiliate products

Some links are affiliate links, and I may earn a commission. Products are sold by third parties, and I am not responsible for them. See the Affiliate Disclosure.

Site content

The content on this site belongs to Richard Lynch. Please don't copy it without permission.

No warranty and limit of liability

The site and all answers are provided "as is" without warranties of any kind. To the fullest extent allowed by law, Richard Lynch is not liable for any loss or damage from using the site or acting on any answer.

Governing law

These terms are governed by the laws of the State of Tennessee, and any dispute will be handled in Tennessee courts.

Changes

I may update these terms. Continuing to use the site means you accept the latest version.

Contact

Richard Lynch · Richard@manwithanswers.com